Doctors run a high risk not just on their reputation but also their personal finances during diagnosis or treatment of patients, as there is always a chance of mistake or oversight while carrying out their professional duties leading to injury or even death of a patient as a worst-case scenario.

Professional Indemnity policy covers claims brought against the doctor and/or their staff for unintentional & erroneous treatment or diagnosis rendered to the patients. Moreover, this policy also helps to protect the doctor against claims that are not his/her fault but an allegation of negligence which might be claimed by a patient or third parties (kins of patients)

The policy covers legal costs and expenses incurred in defence of the insured, as well as any damages or costs that may be awarded, if the insured is alleged to have been negligent in providing professional services that caused a patient bodily injury, illness, sickness, adversities or death.