Fire Insurance policy provides financial protection to the insured against losses or damages to property covered due to fire and allied perils named in the policy.
Loss of Profits Insurance
Loss of Profits or Consequential Loss Insurance policy provides financial protection to a business against interruption or stoppage of business operations due to unforeseen causes such as material damage to insured’s property or fire incidence at the insured’s business premises.
Co-operative Housing Society Insurance
CHS Insurance is a package policy to cover the Housing Society building and assets against fire, natural calamities etc. This Insurance is also compulsory as per Bye law no: 160(a) of Cooperative Housing Society (CHS) of Maharashtra State.
Machinery Breakdown Insurance
MBD policy covers costs of repair and replacement related to sudden and accidental damage to machineries and equipment installed at factories, commercial and residential premises.
Electronic Equipment Insurance
Electronic Equipment policy covers costs of repair and replacement related to sudden and accidental damage to electronic equipment including breakdown of such equipment. This is an All-Risk policy which means it provides complete cover except for those perils which are specifically excluded under the policy.
Contractor's All Risk Insurance
CAR policy offers a comprehensive protection to ongoing civil contract works for damage to the project works & third-party bodily injury or third party property damage arising due to the construction project.
Erection All Risk Insurance
EAR policy offers a comprehensive protection to ongoing erection works for erection of plant and machinery and covers damage to the project works & third-party bodily injury or third-party property damage arising due to the such erection project.
Contractor’s Plant & Machinery Insurance
CPM policy covers loss of or damage to the insured's plant & machinery like bulldozers, cranes. The coverage operates irrespective of whether the machinery is working / at rest/ dismantled for cleaning purposes.
Marine Insurance
A Marine Cargo Insurance policy offers comprehensive coverage against all the perils that the cargo is exposed to while in transit via road, rail, air, or sea.
Employee's
Compensation Insurance
Employee’s Compensation (earlier known as Workmen’s Compensation) Insurance Policy covers statutory liability of an employer under Employees (Workmen’s) Compensation ACT 1923 for death of or bodily injury or occupational diseases sustained by the workmen arising out of and in the course of employment.
Public Liability Insurance
Public Liability policy covers legal liability of the insured if their business operations cause any bodily injury to or death or property damage of a third party.
Public Liability ACT Insurance
PL Act policy gives immediate relief to the persons affected by Accident occurring while handling of hazardous substance as provided in the Public Liability Insurance Act 1991 and the rules framed thereunder.
Product Liability Insurance
Product Liability policy covers legal liability of the insured if their products cause any bodily injury to or death or property damage of a third party.
Commercial General Liability Insurance
CGL policy covers legal liability of the insured if their business operations or products cause any bodily injury to or death or property damage of a third party.
Directors' & Officers' Liability Insurance
D&O Liability policy covers the management as well as senior officials of a business against their legal liability to third parties on account of any mismanagement or errors or omission in running the business.
Professional Indemnity Insurance
Professional Indemnity policy covers claims brought against the company or employees for giving negligent advice, design or specification to third parties.
Doctor's Professional Indemnity Insurance
Professional Indemnity Insurance policy covers doctors & Medical professionals for their legal liability due to their professional negligence, errors or omissions.
Cyber Insurance
Cyber Insurance policy covers a business against cyber-attacks, ransom demands, denial of access, and resultant business interruption and related Third party claims.
Commercial Crime Insurance
Crime Insurance policy protects a business from events related to crimes like Employee Fidelity, Third Party fraud and Computer fraud by way of online/digital means.
Trade Credit Insurance
Trade Credit Insurance policy protects businesses from non-payment of commercial debt. It makes sure invoices will be paid and allows companies to reliably manage the commercial and political risks of trade that are beyond their control.
